Our Internet Payment Gateway transactions are conducted as follows:

  • The customer visits a Web Merchant’s Online Store.
  • She/he places the chosen items in the shopping cart and presses the checkout button.
  • Web merchant’s Web server communicates with  Bank’s Internet Payment Gateway Solution.
  • The Gateway verifies the Merchant ID and other details and presents payment screen.
  • The customer enters Card information, which is sent over the secure (encrypted) link.
  •  bank transmits the message to the Card Issuing bank through the Visa / MasterCard network for payment authorization.
  • The Issuing bank authorizes the payment.
  • Transaction Successful message appears. Merchant can now provide goods/services.